Free Eligibility Check • No Credit Impact • Instant Results

MetroDPA Program Eligibility Calculator

Discover if you qualify for Colorado's premier down payment assistance program — takes less than 60 seconds.

💰 Up to 5% Assistance

Your Path to Homeownership Starts Here

The MetroDPA Program helps Colorado residents achieve homeownership by providing interest-free, deferred loans for down payments and closing costs.

  • Interest-free down payment assistance
  • Deferred repayment until you sell or refinance
  • Works with FHA, VA, USDA & Conventional loans

Enter your information to check your eligibility in seconds.

0 of 3 fields completed

Enter monthly income before taxes
Enter a credit score between 300 and 850
Select where you plan to purchase a home

Program Requirements

Monthly household income must be $17,512 or less ($210,150 annually).

Credit score of 620 or higher (some loan scenarios may require higher).

Property must be located in Colorado's Front Range.

Must work with an approved MetroDPA lender.

Property must be your primary residence.

Next Steps After Checking Your Eligibility

Remember, this calculator provides an initial assessment, but only an approved MetroDPA lender can make a final determination of your eligibility. Connect with a lender and learn more about your options for achieving homeownership in Colorado.

If You're Eligible

Congratulations on taking the first step toward homeownership! Here's what to do next:

Save a copy of your eligibility results.

Begin gathering your required documentation, including proof of income and residency.

If You're Not Currently Eligible

Don't get discouraged – there are steps you can take to improve your eligibility:

If your income is over the limit, consider applying with just one borrower instead of household income.

For credit score issues, work on improving your score through timely payments and debt reduction.

If location is a concern, explore properties within the eligible Front Range areas.